I came across an article on Bloomberg describing the “basics of running your financial life” and thought I would share it with you. It uses some US-specific terms. Just replace “401(k)” with RRSP and “Roth 401(k)” with Tax-Free Savings Account (TFSA), and you will have a Canadian version.
If you’re carrying credit card balances or have outstanding lines of credit on which you are paying non-tax-deductible interest, then paying off these debts (in order of decreasing interest cost) would be a substitute for #1 until those debts are eliminated. I would slightly reorder the priorities, so that #6 was actually at the top of the list.